.financing-options-panel {
  margin: clamp(34px, 5vw, 54px) 0;
  padding: clamp(30px, 5vw, 52px);
  background: #fff;
  border: 1px solid rgba(23, 32, 29, .11);
  border-top: 3px solid var(--apsu-gold, #b49226);
  box-shadow: 0 12px 34px rgba(23, 32, 29, .045);
}

.financing-options-heading {
  max-width: 780px;
  margin: 0 auto;
  text-align: center;
}

.financing-eyebrow {
  margin: 0 0 10px;
  color: var(--apsu-gold, #b49226);
  font-size: .72rem;
  font-weight: 900;
  letter-spacing: .17em;
  text-transform: uppercase;
}

.financing-options-heading h2 {
  margin: 0 0 17px;
  color: var(--apsu-ink, #17201d);
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 4.5vw, 3.35rem);
  font-weight: 500;
  line-height: 1.08;
}

.financing-options-heading > p:last-child {
  margin: 0;
  color: #53605b;
  font-size: 1.04rem;
  line-height: 1.75;
}

.financing-options-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: clamp(30px, 5vw, 48px);
}

.financing-option-card {
  display: flex;
  flex-direction: column;
  min-width: 0;
  padding: clamp(24px, 3vw, 34px);
  background: #f8f7f3;
  border: 1px solid rgba(23, 32, 29, .1);
}

body[data-active-silo="aesthetic"] .financial-page--shared .financing-option-card,
.financial-page--aesthetic .financing-option-card { background: #f8f3f2; }

.financing-option-card h3 {
  margin: 0 0 15px;
  padding-bottom: 17px;
  color: var(--apsu-ink, #17201d);
  border-bottom: 1px solid rgba(23, 32, 29, .12);
  font-family: 'Playfair Display', serif;
  font-size: 1.75rem;
  font-weight: 500;
}

.financing-option-card p {
  margin: 0 0 24px;
  color: #53605b;
  font-size: .94rem;
  line-height: 1.7;
}

.financing-option-card a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 50px;
  margin-top: auto;
  padding: 12px 18px;
  color: #fff;
  background: var(--apsu-sage, #31483f);
  font-size: .82rem;
  font-weight: 900;
  letter-spacing: .08em;
  text-align: center;
  text-decoration: none;
  text-transform: uppercase;
  transition: background .2s ease, transform .2s ease;
}

body[data-active-silo="aesthetic"] .financial-page--shared .financing-option-card a,
.financial-page--aesthetic .financing-option-card a { background: #352d32; }
.financing-option-card a:hover { background: var(--apsu-gold, #b49226); transform: translateY(-2px); }

.financial-section-intro {
  max-width: 900px;
  margin: 0 0 22px;
  color: #4f5b56;
  font-size: 1rem;
  line-height: 1.85;
}

.financial-section-intro p { margin: 0 0 14px; }
.financial-section-intro p:last-child { margin-bottom: 0; }

.financing-disclaimer {
  max-width: 820px;
  margin: 30px auto 0;
  color: #5f6965;
  font-size: .94rem;
  font-style: normal;
  line-height: 1.7;
  text-align: center;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.financial-glance {
  padding: clamp(26px, 4vw, 40px);
  background: #fff;
  border: 1px solid rgba(23, 32, 29, .11);
  border-top: 4px solid var(--apsu-gold, #b49226);
}

.financial-glance h2,
.financial-comparison h2 {
  margin: 0 0 22px;
  color: var(--apsu-ink, #17201d);
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.8rem, 3vw, 2.45rem);
  font-weight: 500;
  line-height: 1.14;
}

.financial-glance-list {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}

.financial-glance-list li {
  padding: 0 20px;
  border-left: 1px solid rgba(23, 32, 29, .12);
}

.financial-glance-list li:first-child { padding-left: 0; border-left: 0; }
.financial-glance-list li:last-child { padding-right: 0; }

.financial-glance-list strong,
.financial-glance-list span {
  display: block;
}

.financial-glance-list strong {
  margin-bottom: 7px;
  color: var(--apsu-ink, #17201d);
  font-size: 1rem;
}

.financial-glance-list span,
.financial-glance-note {
  color: #53605b;
  font-size: 1rem;
  line-height: 1.65;
}

.financial-glance-note {
  margin: 26px 0 0;
  padding-top: 20px;
  border-top: 1px solid rgba(23, 32, 29, .1);
}

.financial-booking-note,
.financial-concierge-note,
.financial-consent-note {
  display: flex;
  gap: 16px;
  margin: 16px 0 22px;
  padding: 18px 20px;
  color: #4f5b56;
  background: rgba(180, 146, 38, .08);
  border-left: 3px solid var(--apsu-gold, #b49226);
  font-size: 1rem;
  line-height: 1.7;
}

.financial-booking-note strong { flex: 0 0 auto; color: var(--apsu-ink, #17201d); }
.financial-concierge-note { display: block; }
.financial-consent-note { background: #fff; border: 1px solid rgba(23, 32, 29, .11); }

.financial-charge-card--fixed { border-top: 3px solid var(--apsu-gold, #b49226); }

.financial-comparison {
  display: grid;
  grid-template-columns: minmax(220px, .72fr) minmax(0, 1.6fr);
  gap: clamp(28px, 5vw, 68px);
  margin-top: 34px;
  padding: clamp(28px, 5vw, 48px);
  color: #fff;
  background: var(--apsu-sage, #31483f);
}

.financial-comparison h2 { margin-bottom: 0; color: #fff; }
.financial-comparison .financing-eyebrow { color: #e1c869; }
.financial-comparison-copy p { margin: 0 0 16px; font-size: 1rem; line-height: 1.8; }
.financial-comparison-copy p:last-child { margin-bottom: 0; }

.financial-reimbursement {
  padding: clamp(26px, 4vw, 38px);
  background: #fff;
  border: 1px solid rgba(23, 32, 29, .11);
}

.financial-reimbursement > p { margin: 0 0 12px; color: #4f5b56; font-size: 1rem; line-height: 1.7; }

.financial-reimbursement ul {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 32px;
  margin: 0;
  padding-left: 1.2rem;
  color: #4f5b56;
  list-style: disc;
}

.financial-reimbursement li { padding-left: 3px; font-size: 1rem; line-height: 1.65; }

.financial-faq-list {
  display: grid;
  gap: 10px;
}

.financial-faq {
  background: #fff;
  border: 1px solid rgba(23, 32, 29, .12);
}

.financial-faq summary {
  position: relative;
  padding: 20px 56px 20px 22px;
  color: var(--apsu-ink, #17201d);
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  font-weight: 600;
  line-height: 1.35;
  cursor: pointer;
  list-style: none;
}

.financial-faq summary::-webkit-details-marker { display: none; }

.financial-faq summary::after {
  content: '+';
  position: absolute;
  top: 50%;
  right: 22px;
  color: var(--apsu-gold, #b49226);
  font-family: Arial, sans-serif;
  font-size: 1.55rem;
  font-weight: 400;
  transform: translateY(-50%);
}

.financial-faq[open] summary::after { content: '−'; }

.financial-faq p {
  margin: 0;
  padding: 0 22px 22px;
  color: #53605b;
  font-size: 1rem;
  line-height: 1.75;
}

@media (max-width: 860px) {
  .financing-options-grid { grid-template-columns: 1fr; }
  .financing-option-card { min-height: 0; }
  .financial-glance-list { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px 0; }
  .financial-glance-list li { padding: 0 18px; }
  .financial-glance-list li:nth-child(odd) { padding-left: 0; border-left: 0; }
  .financial-glance-list li:nth-child(even) { padding-right: 0; }
  .financial-comparison { grid-template-columns: 1fr; }
}

@media (max-width: 520px) {
  .financing-options-panel { padding: 30px 18px; }
  .financial-glance { padding: 26px 20px; }
  .financial-glance-list { grid-template-columns: 1fr; gap: 0; }
  .financial-glance-list li,
  .financial-glance-list li:nth-child(odd),
  .financial-glance-list li:nth-child(even) {
    padding: 15px 0;
    border: 0;
    border-top: 1px solid rgba(23, 32, 29, .1);
  }
  .financial-glance-list li:first-child { padding-top: 0; border-top: 0; }
  .financial-glance-list li:last-child { padding-bottom: 0; }
  .financial-booking-note { display: block; }
  .financial-booking-note strong { display: block; margin-bottom: 5px; }
  .financial-reimbursement ul { grid-template-columns: 1fr; }
  .financial-faq summary { padding: 18px 50px 18px 18px; font-size: 1.15rem; }
  .financial-faq summary::after { right: 18px; }
  .financial-faq p { padding: 0 18px 20px; }
  .financial-actions { display: grid; grid-template-columns: 1fr; }
  .financial-actions .directory-button { width: 100%; }
}